Pamper Now, Pay Later
At Mountain Radiance, we believe investing in your confidence and well-being shouldn’t be hindered by financial constraints. That’s why we’re fully committed to making our premium Asheville med spa services accessible and affordable to all. We work with two partners to allow patients to use payment plans tailored to suit varying budgets: Cherry and PatientFi.
Our team and financing partners can guide you through every step of the application process, and will happily answer any questions you may have about financing your treatments and procedures.
Learn more about our flexible financing options below, and know that all financial discussions and transactions are handled with the utmost confidentiality and respect.
Two Flexible Ways to Finance Your Treatments
Financing Your Treatments with Cherry
Pay in smaller, more manageable monthly installments with Cherry. Choose from a range of monthly payment plans with some qualifying for 0% APR options. Thanks to Cherry’s fast application process, you’ll be enjoying your purchase in no time–all you need is your state ID and mobile phone number to get started. If approved, manage payment options and stay in control with 24/7 access to Cherry’s self-serve patient portal.
Cherry Highlights
- Payment plans built for health, beauty, and wellness purchases
- Approvals up to $10,000
- No hard credit check to apply
- Promotional 0% APR* plans available for qualifying applicants
- Easy online account management
How does Cherry work?
- Apply in minutes with your state ID and mobile number.
- Cherry runs a soft credit check, which does not hurt your credit score, to help determine your approval amount and plan type.
- You’ll see your options instantly and can choose the plan that fits your budget.
- Cherry may ask for additional information from some borrowers in order to determine approval amounts.
Patient Requirements
- Patients must be at least 18 years of age
- Patients must have a valid bank issued debit card
*APR details: 0% APR subject to approval. Regular APR typically ranges from 9.99%–35.99%. Terms and availability vary by applicant.
Financing Your Treatments with PatientFi
PatientFi is financing designed specifically for aesthetic care, with a straightforward, “patient‑first” approach. Get an instant decision, choose from clear, predictable terms, and select a monthly payment that works for you—without surprises.
What patients love about PatientFi
- Quick approvals with access to higher spending limits—up to $50,000
- Promotional 0% APR options may be available for approved applicants
- Transparent, fixed APRs with no hidden fees or compounding interest
- Flexible terms typically ranging from 12 to 60 months
- Low minimum monthly payments to keep your budget comfortable
How does PatientFi work?
- Apply through our unique Mountain Radiance link for a fast decision
- Review your personalized offers and select the plan that fits your goals
- Use your approved amount toward eligible treatments right away
Note: Financing is subject to credit approval. Terms, APRs, and promotional offers vary by applicant and are determined by the lender.
Not Sure Which Option to Choose?
We’re happy to help you compare Cherry and PatientFi side‑by‑side based on:
- Your treatment plan and timeline
- Desired monthly payment and total cost
- Available promotional APR offers
- Approval amounts
Call us at 828-627-2711 or contact us online, and we’ll guide you to the best fit.
Financing FAQs
What treatments can I finance at a medical spa?
Most non‑surgical services can be financed, including injectables, skin rejuvenation (lasers, microneedling, peels), body contouring, and skincare packages. If you’re planning a series or membership, financing can help you bundle everything into one manageable monthly payment. Ask our team which services qualify.
Will applying for financing affect my credit score?
Application processes vary by lender. Some lenders use a soft credit check for the initial application (which doesn’t impact your score) and may use a hard inquiry if you accept an offer. We can explain how each partner handles credit checks before you apply.
Can I pay off my plan early?
In most cases, yes—early payoff is allowed and can reduce the total interest paid. Be sure to review your specific loan agreement for details on prepayment policies and any promotional terms so you keep any 0% or promotional APR benefits.
Questions? If you’d like more information about how you can pay for your aesthetic treatments, or to learn more about the non-surgical skin and body treatments we offer, give us a call at 828-627-2711 or contact us online today.
